Checklist of What to Do When You’re in an Accident

Tahir Ismail June 27, 2015 0

The moments following an automobile accident are usually upsetting and disconcerting. However, there are certain fundamental steps to take to ensure that you protect yourself and help your case if you decide to file a lawsuit. For instance, noting the time and weather conditions, taking pictures of the accident site and not signing any legal documents are some measures you can take that will benefit you. To make sure you don’t find yourself in an unfortunate predicament, we’ve come up with a checklist of steps to take immediately following a car accident. Closely observing the list will help ensure that you have all the required information to file a claim with your auto insurance provider. Follow these steps as soon as possible after an accident.

Vehicle Accident

Vehicle Accident Checklist

Even if you haven’t been involved in an accident, it is a good idea to keep a copy of these helpful tips handy for quick reference. The best plan for dealing with an accident is to prepare for the inevitable. When an accident occurs, follow these steps:

  1. Keep everyone safe and away from traffic.
  2. The next important step is to stay calm.
  3. Don’t move seriously injured people unless they’re in danger.
  4. No matter what, never admit fault.
  5. Don’t agree not to report.
  6. Call 911 and get a police report.
  7. Exchange essential information.
  8. Get witness contact information.
  9. Contact your insurance company.
  10. Take photos and notes.

You will need this information to report a claim to all insurance companies. Even if the accident was not your fault, it is vital to make your insurance company aware of what happened. You don’t have to report the claim immediately, particularly if you are not in a safe location. However, you should report the claim as soon as possible.

Be Prepared Before an Accident Happens

The safest method for handling an accident is proper preparation, such as keeping a vehicle safety kit in your car. Keeping your insurance ID cards, vehicle registration and other important documents in one convenient location is also ideal.

If you need help, consult with an attorney who has the knowledge, resources and expertise to fight a system that does not always work in your favor, even when you’re not at fault. The longer you delay, the more challenging it can be to prove your case.

No one likes to speculate about the possibility of being involved in a car accident, but with over 10 million automobile accidents annually, it pays to plan ahead even if you’re a safe driver.

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